Solutions for Commercial Real Estate

Liability, property, cyber, and more – our expert coverage options will keep your commercial property protected.

Solutions for Commercial Real Estate

Liability, property, cyber, and more – our expert coverage options will keep your commercial property protected.

Solutions for Commercial Real Estate

Liability, property, cyber, and more – our expert coverage options will keep your commercial property protected.

Powerful Coverage for Commercial Real Estate

Minimize your financial risk with commercial property insurance that addresses your exposures, like cyberattacks, liability, and property damage. Millers Mutual offers a variety of rental property insurance options to meet your needs, including cyber insurance, employment practices liability, and businessowners policies.

With over a century of experience, we provide comprehensive commercial property insurance and risk management solutions, so you can focus on your business – we’ll take care of the rest.

Powerful Coverage for Commercial Real Estate

Minimize your financial risk with commercial property insurance that addresses your exposures, like cyberattacks, liability, and property damage. Millers Mutual offers a variety of rental property insurance options to meet your needs, including cyber insurance, employment practices liability, and businessowners policies.

With over a century of experience, we provide comprehensive commercial property insurance and risk management solutions, so you can focus on your business – we’ll take care of the rest.

Businessowners Policy (BOP)

Combining the benefits of business property, business liability and business income insurance (or business interruption insurance) into one policy can be a key insurance solution for owners of mixed-use
commercial buildings.

Building Lifecycle Coverage

Cover your building from construction to tenant occupation with one comprehensive policy that meets virtually all risk exposures. It includes builders risk, inland marine, and BOP coverage. Download our fact sheet.

Data Response & Cyber Insurance

Do you use technology to manage your business? A cyberattack could be one click away. We’ll cover first- and third-party damages, legal defenses, business interruptions, industry fines, and more. Download our fact sheet.

Commercial Umbrella Insurance

Get an additional layer of protection for liability claims that exceed the limits of your general liability policy. Coverage up to $10 million is available.

Employment Practices Liability Insurance (EPLI)

This coverage isn’t just for protection against employee lawsuits. Our EPLI policy also offers coverage for third-party claims, which can provide vital financial protection if you face a costly discrimination lawsuit from a current or prospective tenant. Download our fact sheet.

Workers’ Compensation Insurance

We work with Eastern Alliance Insurance Group to provide industry-leading workers’ compensation coverage. With advanced claims and risk management services, the coverage can help you prevent potential loss, return workers to wellness, and manage costs.

Optional Coverage Enhancements

Get the extra protection you need – not just extra bells and whistles. Our Extended Replacement Cost and Extended Coverage Enhancement options provide higher policy limits and added features at a fair price.

Renters Insurance

Feel confident that both your property and tenants are covered. All tenants are approved through a streamlined process, with no Social Security or credit checks needed, and an online portal makes it easy to update renters’ info and track their insurance policies.

Tenant Screening

Know who you’re renting to. Even if you don’t manage lots of properties, you can use our SmartMove program to run an online credit check, eviction history check, and criminal background check in minutes.

Fire Prevention Products

Cooking is the top cause of household fires, so we highly recommend these non-insurance products from our trusted partners. Explore the benefits of StoveTop FireStop and get preferred pricing as a Millers Mutual customer. To learn more about fire safety for your rental dwelling, download our fact sheet.

Connect With a Millers Mutual Agent

Find an experienced local agent to discuss your commercial real estate insurance needs.

Find an Agent

Own Commercial Real Estate? Stay Informed.

What should you consider when selecting commercial real estate insurance? Visit our Education Center for risk management best practices and helpful guidance for landlords.

View Best Practices

Relevant Insights

7 Ways to Prepare for a Stress-Free Claims Experience

Education
May 17, 2024

7 Ways to Prepare for a Stress-Free Claims Experience

Read More
A Property Owner’s Quick Guide to Hurricane Season 2024

Education
April 15, 2024

A Property Owner’s Quick Guide to Hurricane Season 2024

Read More
A Landlord’s Guide to Structuring Rental Agreements

Education
March 22, 2024

A Landlord’s Guide to Structuring Rental Agreements

Read More

Relevant Insights