Rental Property Insurance Products

Agents increasingly turn to Millers Mutual for dedicated niche property and casualty policies for multifamily housing insurance.

Rental Property Insurance Products

Agents increasingly turn to Millers Mutual for dedicated niche property and casualty policies for multifamily housing insurance.

Rental Property Insurance Products

Agents increasingly turn to Millers Mutual for dedicated niche property and casualty policies for multifamily housing insurance.

Powerful Coverage for Rental Property Businesses

Your customers’ needs are complex. Our policies aren’t afraid to embrace that complexity to give you and your customers the peace of mind you deserve. We offer numerous property and casualty (P&C) insurance products
to provide creative, robust coverage that makes sense for multifamily housing and mixed-use
commercial properties.

From fire and flood to data breaches and liability claims, we address the unique risks your rental property clients face, with extras like tenant screening and renters insurance available. Whatever your clients face, we’ll help you ensure they don’t face it alone.

Powerful Coverage for Rental Property Businesses

Your customers’ needs are complex. Our policies aren’t afraid to embrace that complexity to give you and your customers the peace of mind you deserve. We offer numerous property and casualty (P&C) insurance products
to provide creative, robust coverage that makes sense for multifamily housing and mixed-use
commercial properties.

From fire and flood to data breaches and liability claims, we address the unique risks your rental property clients face, with extras like tenant screening and renters insurance available. Whatever your clients face, we’ll help you ensure they don’t face it alone.

Businessowners Policy (BOP)

Combining the benefits of business property, business liability and business income (or business interruption) into one policy can be a key insurance solution for your rental property business clients. Our dedicated underwriters will work with you to find a creative underwriting solution tailored to each client’s needs.

Employment Practices Liability Insurance (EPLI)

Our EPLI policy offers coverage for first- and third-party claims to provide vital financial protection, with limits up to $1 million. Plus, every EPLI customer receives complimentary access to an extensive library of resources and tools to develop and maintain sound employment practices. Download our fact sheet.

Data Response & Cyber Liability Insurance

Protect your commercial clients against ever-increasing cyberattacks and breaches. We cover first- and third-party damages, legal defenses, business interruptions, industry fines, and more. Limits of up to $1 million are available. Download our fact sheet.

Commercial Umbrella Insurance

Insulate your clients with an additional layer of protection for liability claims that exceed the limits of their general liability policy, sheltering them from catastrophic loss. Coverage up to $10 million is available.

Building Lifecycle Coverage

Cover your client’s building from construction upgrades to tenant occupation with one comprehensive policy that meets many risk exposures. It includes builders’ risk, inland marine, and BOP coverage for the life of the building. Download our fact sheet.

Vacant Property Coverage

Our VacantExpress program can provide thorough coverage with competitive rates when your client’s property
is vacant due to tenant transitions or renovations. Property limits up to $5 million and general liability limits
up to $1 million are available. Coverage is brought to you by our Riverside Brokerage Services and powered
by J.H. Ferguson & Associates.

Workers’ Compensation

We partner with best-in-class insurers to provide industry-leading workers’ compensation coverage that emphasizes proactivity and prevention. With advanced claims and risk management services, the coverage can help your clients prevent potential loss and keep costs low. They’ll also have access to customizable tools, resources, and education.

Optional Coverage Enhancements

Give your clients the extra protection they really need – not just extra bells and whistles. Our Extended Replacement Cost and Extended Coverage Enhancement options provide higher policy limits and added features at a fair price.

Renters Insurance

Connect your clients with coverage that protects their assets and tenants, which can reduce their risk. Tenants are approved without Social Security or credit checks and have access to an online portal to track and update their policies. Coverage includes $100,000 for both legal liability and liability for fire, smoke, and explosions. Additional available coverages include bed bug remediation, pet damage, water damage liability, loss of rent, and water-sewer backup.

Tenant Screening

Your clients deserve to know who they’re renting to, and our SmartMove program can help. It allows them to run an online credit check, eviction history check, and criminal background check in minutes – without setup fees, minimums, or stress.

Fire Prevention Products

Millers Mutual clients get preferred pricing on our trusted partners’ fire safety products that help reduce property risk. Explore the benefits of StoveTop FireStop.

Client Education & Connection

Millers Mutual presents a better way to educate clients and expand your agency’s reach through valuable digital marketing content. Our agent toolkits feature bundles of carefully crafted case studies, articles, and videos to help your rental property business clients better understand their coverage needs.

Get more from our insurance partnership – and be empowered to offer more to your clients in return. Our agent toolkits are at your disposal at no cost, compliments of Millers Mutual.

Explore Agent Toolkits

Become a Millers Mutual Agent

In the aftermath of the unforeseen, insureds only want to hear one thing from their agent: “You’re covered.” Millers Mutual is the carrier that turns that call from a moment of dread to relief. Let us help you deliver for your client at the time you’re needed most.

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