Millers Mutual Insurance

Your Property. Our Specialty.

Choose an insurance partner that understands the unique risks in your industry – and how to protect against them.

Why Millers Mutual

Student Housing Protection, Simplified

Discover diverse insurance options for off-campus, student housing properties.

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Be Confident in Your Policy

Unlike other insurers, Millers Mutual is hyper-focused on the multifamily housing industry and the complex risks that property owners face. Because of our singular focus, you can expect unmatched expertise, thorough coverage, and a partner that comes through when it really counts.

Properties We Cover

Whether you own one rental property or a whole portfolio, we can help. Get smart coverage options for a wide range of multifamily housing, student housing, affordable housing, and commercial properties.

Smart Coverage for Rental Dwellings

We cover rental dwellings of one to four units, including row homes.

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Right Coverage for Apartment Buildings

We cover garden-style apartments, senior independent living properties, and apartment buildings up to four stories and up to $5 million in value.

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Keep Your Commercial Real Estate Protected

We cover a variety of commercial and mixed-use real estate up to four stories and up to
$5 million in value.

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Properties We Cover

Dwellings

Smart Coverage for Rental Dwellings

We cover rental dwellings of one to four units, including row homes.

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Apartment Buildings

Right Coverage for Apartment Buildings

We cover garden-style apartments, senior independent living properties, and apartment buildings up to four stories and up to $5 million in value.

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Commercial Real Estate

Keep Your Commercial Real Estate Protected

We cover a variety of commercial and mixed-use real estate up to four stories and up to
$5 million in value.

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Protect Your Investment – and Your Bottom Line

It’s more than a property. It’s your livelihood. We get it, so our coverage solutions are tailored to the specific risks you face, including:

Fire and water damage

Natural disasters

Theft and vandalism

Injuries and lawsuits

Business risks

Trusted by Your Industry

Millers Mutual provides quick claim resolution, courteous service, and affordable pricing. Fair insurance coverage and rates are difficult to obtain for affordable housing, but Millers Mutual never hesitates to provide us just that.

Sharlene Woodruff
CFO, HDC MidAtlantic

Our business is based on two words: Quality and Honesty. We have identified that same commitment from Millers Mutual, and appreciate their high-quality service and support.

Phil Noto
President, Santisi Imports, LTD

It’s very, very important for an investor to have an insurance partner, and that’s what I call Millers Mutual.

Mike Serluco
Owner, Consolidated Properties, Inc.

Sharlene Woodruff
CFO, HDC MidAtlantic

Our business is based on two words: Quality and Honesty. We have identified that same commitment from Millers Mutual, and appreciate their high-quality service and support.

Phil Noto
President, Santisi Imports, LTD

It’s very, very important for an investor to have an insurance partner, and that’s what I call Millers Mutual.

Mike Serluco
Owner, Consolidated Properties, Inc.

Your Questions, Answered

What should you consider when buying landlord insurance or apartment building insurance? How can you minimize your risk? Get the facts at our Education Center.

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