Solutions for Apartments

Rental property insurance is our niche. We’ll make sure your apartment building has the coverage it needs.

Solutions for Apartments

Rental property insurance is our niche. We’ll make sure your apartment building has the coverage it needs.

Expert Coverage for Apartment Buildings

Your investment deserves comprehensive financial protection. The right apartment building insurance will address your unique risks, such as property damage, data breaches, liability claims, and even loss of income due to covered events.

At Millers Mutual, protecting your rental property business is our sole focus. We provide expert rental property insurance and risk management solutions for apartment buildings up to four stories, backed by over a century of experience.

Expert Coverage for Apartment Buildings

Your investment deserves comprehensive financial protection. The right apartment building insurance will address your unique risks, such as property damage, data breaches, liability claims, and even loss of income due to covered events.

At Millers Mutual, protecting your rental property business is our sole focus. We provide expert rental property insurance and risk management solutions for apartment buildings up to four stories, backed by over a century of experience.

Businessowners Policy (BOP)

Combining the benefits of business property, business liability and business income insurance (or business interruption insurance) into one policy can be a key insurance solution for owners of apartment buildings.

Employment Practices Liability Insurance (EPLI)

This coverage isn’t just for protection against employee lawsuits. Our EPLI policy also offers coverage for third-party claims, which can provide vital financial protection if you face a costly discrimination lawsuit from a current or prospective tenant. Download our fact sheet.

Building Lifecycle Coverage

Cover your building from construction to tenant occupation with one comprehensive policy that meets virtually all risk exposures. It includes builders risk, inland marine, and BOP coverage. Download our fact sheet.

Data Response & Cyber Insurance

Do you use technology to manage your business? A cyberattack could be one click away. We’ll cover first- and third-party damages, legal defenses, business interruptions, industry fines, and more. Download our fact sheet.

Flood Insurance

Nearly 20% of all National Flood Insurance Program (NFIP) claims happen in areas with only low or moderate flood risk. Because traditional businessowners policies don’t cover floods, having a separate flood insurance policy can be critical.

Commercial Umbrella Insurance

Get an additional layer of protection for liability claims that exceed the limits of your general liability policy. Coverage up to $10 million is available.

Workers’ Compensation Insurance

We work with Eastern Alliance Insurance Group to provide industry-leading workers’ compensation coverage. With advanced claims and risk management services, the coverage can help you prevent potential loss, return workers to wellness, and manage costs.

Renters Insurance

Feel confident that both your property and tenants are covered. All tenants are approved through a streamlined process, with no Social Security or credit checks needed, and an online portal makes it easy to update renters’ info and track their insurance policies.

Tenant Screening

Know who you’re renting to. Even if you don’t manage lots of properties, you can use our SmartMove program to run an online credit check, eviction history check, and criminal background check in minutes.

Fire Prevention Products

Cooking is the top cause of household fires, so we highly recommend these non-insurance products from our trusted partners. Explore the benefits of StoveTop FireStop and get preferred pricing as a Millers Mutual customer. To learn more about fire safety for your rental dwelling, download our fact sheet.

Connect With a Millers Mutual Agent

Find an experienced local agent to discuss your apartment building insurance needs.

Find an Agent

Own an Apartment Building? Stay Informed.

What should you consider when selecting apartment building insurance? Visit our Education Center for risk management best practices and helpful guidance for landlords.

View Best Practices

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