employment practices liability

Employment Practices Liability (EPL)

Even groundless charges require legal defense, which is why the workplace can be a minefield of risk for responsible employers.  No matter how big your company or how well you manage your business, an employee, customer, or vendor can allege anything at any time.  And small businesses are not immune – 50 percent of all Employment Practices Liability (EPL) charges are filed against small businesses.

EPL coverage protects your business by covering liability damages and defense costs attributed to:

  • Discrimination (age, race, gender, color, national origin, religion, disability, pregnancy, etc.)
  • Wrongful termination, discharge or dismissal
  • Harassment – including sexual harassment
  • Wrongful failure to employ or promote
  • Retaliation

Millers Mutual also offers optional EPL coverage for third party claims, so your business is protected when discrimination or harassment charges are filed by customers or vendors, not just employees.

And, as an added benefit, every EPL customer receives complimentary access to an extensive library of resources and tools to help you develop and maintain sound employment practices (model employee handbook, sample forms and policies, web-based training modules, legal advice hotline and more).

View/Download EPL Coverage PDF.

Find more information here.

Have a Question?

Complete and submit the form below, or call one of our Underwriting Leaders: Scott Billett (717-237-7202) or Derek Shaffer (717-237-7244).


Agency Name



Email Address

Phone Number